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Compare offers from 25+ banks & HFCs. Get matched with the lowest rate for your profile.
Updated rates from top banks & HFCs. Sorted by lowest rate.
| Lender | Interest Rate | Max Loan | Max Tenure | Processing Fee | |
|---|---|---|---|---|---|
HDFC Bank Fast Approval | 7.20% p.a. Lowest | ₹10 Cr+ | 30 yrs | Up to 0.5% | |
PNB Best Salaried | 7.20% p.a. | ₹1 Cr | 30 yrs | 0.35% | |
Canara Bank | 7.20% p.a. | No Limit | 30 yrs | 0.50% | |
SBI Women Discount | 7.25% p.a. | ₹10 Cr+ | 30 yrs | 0.35% | |
Bank of Baroda | 7.40% p.a. | ₹10 Cr+ | 30 yrs | 0.25–0.5% | |
Indian Bank | 7.40% p.a. | ₹10 Cr+ | 30 yrs | 0.40% | |
IDFC First Bank Digital | 7.50% p.a. | ₹10 Cr | 30 yrs | Varies | |
Federal Bank Zero Processing | 7.60% p.a. | ₹5 Cr | 30 yrs | Nil | |
Bajaj Finance HFC | 8.00% p.a. | ₹3.5 Cr | 32 yrs | 2–3% | |
Piramal Finance HFC | 8.50% p.a. | ₹5 Cr | 20 yrs | Varies |
Estimate your monthly EMI instantly
💡 Tax deduction up to ₹3.5L/yr — ₹1.5L principal (80C) + ₹2L interest (24b)
A home loan is a secured loan to purchase, construct, or renovate residential property. The property acts as collateral, giving home loans the lowest interest rates among all loan types.
| Age | 18 – 75 years |
| Salaried Income | Min ₹25,000/month |
| Self-employed | Min ₹30,000/month |
| Credit Score | 650+ (750+ for best rates) |
| Loan-to-Value | Up to 90% of property value |
End-to-end expert assistance — from application to disbursal