Enter your details to get started — it's free
Our expert will call you within 24 hours — free service
Up to 95% on-road funding. Available for students with ₹6,000/month income. Quick approval.
Rates from top banks & NBFCs. Sorted by lowest rate.
| Lender | Interest Rate | Max Loan | Max Tenure | Best For | |
|---|---|---|---|---|---|
HDFC Bank Fastest Approval | 9.05% p.a. Lowest | ₹25 L | 5 yrs | All profiles | |
SBI Govt / PSU | 9.25% p.a. | ₹25 L | 3 yrs | Govt employees | |
Bank of Baroda | 10.00% p.a. | ₹15 L | 4 yrs | Salaried | |
ICICI Bank Easy Approval | 11.57% p.a. | ₹25 L | 5 yrs | Easy approval | |
PNB | 11.65% p.a. | ₹10 L | 5 yrs | Govt employees | |
Axis Bank | 15.00% p.a. | ₹25 L | 4 yrs | Lower credit | |
Hero Fincorp NBFC | Profile-based | ₹2 L | 4 yrs | Students / low income |
Estimate your monthly EMI for any bike or scooter
💡 Up to 95% on-road funding. Min income: ₹6,000/month. Builds your CIBIL score.
A two wheeler loan finances the purchase of motorcycles, scooters, and e-bikes. Up to 95% of the on-road price can be funded — the lowest down payment of any vehicle loan.
| Age | 18 – 65 years |
| Min Income | ₹6,000/month (one of the lowest) |
| Credit Score | 650+ (650 acceptable, lower possible) |
| Funding | Up to 95% of on-road price |
Most banks now offer loans for electric two wheelers. You may also be eligible for FAME II subsidies on electric vehicles, reducing effective cost. Our experts can guide you on EV-specific schemes.
Expert guidance — get the best two wheeler loan with minimal paperwork