Interest rates up to 7.5% p.a. | Zero balance accounts | Free debit card
10 results found
Updated: February 2026
| Bank Name | Interest Rate | Min. Balance | Features | Action |
|---|---|---|---|---|
|
Suryoday Small Finance Bank
Highest Rate
|
7.50% p.a. Up to ₹1 lakh |
Zero Balance |
✓ Free debit card ✓ Net banking ✓ UPI enabled |
|
|
Equitas Small Finance Bank
Popular
|
7.00% p.a. All balances |
Zero Balance |
✓ Free debit card ✓ Mobile banking ✓ ATM access |
|
|
AU Small Finance Bank
|
7.25% p.a. Up to ₹1 lakh |
₹2,000 |
✓ Free debit card ✓ Digital banking ✓ Instant account |
|
|
DBS Bank
|
7.00% p.a. Up to ₹1 lakh |
₹25,000 |
✓ Premium banking ✓ Global access ✓ Wealth management |
|
|
Paytm Payments Bank
Digital First
|
4.00% p.a. All balances |
Zero Balance |
✓ Instant account ✓ UPI payments ✓ Cashback offers |
|
|
HDFC Bank
Most Trusted
|
3.50% p.a. All balances |
₹10,000 |
✓ Wide network ✓ Premium services ✓ Credit card offers |
|
|
ICICI Bank
|
3.50% p.a. All balances |
₹10,000 |
✓ Digital banking ✓ Wide ATM network ✓ Investment options |
|
|
Axis Bank
|
3.50% p.a. All balances |
₹10,000 |
✓ Modern banking ✓ Quick services ✓ Rewards program |
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