Enter your details to get started — it's free
Our expert will call you within 24 hours — free service
No algorithm. No generic funds list. A real SEBI certified advisor who understands your income, your goals, and your future — then builds a plan that's uniquely yours. Completely free.
👋 Hi! I'm Theo, your personal investment guide at ThinkMoney.
I work with our SEBI certified advisors to help you build a wealth plan that fits your life — not a template.
What's on your mind today?
We don't show you a list of funds and leave you to figure it out. Our advisor studies your profile and curates a plan — then walks you through it.
Professionally managed, SEBI-regulated investment vehicles that pool money across stocks, bonds, or both. Your advisor selects funds that match your risk tolerance and time horizon — not what earns the highest commission.
The most powerful wealth-building tool available to salaried Indians. Invest a fixed amount every month — automatically. Your advisor decides the right SIP amount, fund mix, and growth strategy.
Alternative Investment Funds and Portfolio Management Services — designed for investors seeking curated, actively managed, high-conviction portfolios. Minimum ₹50 Lakhs.
Investment apps give you data. Our advisor gives you a decision. There's a difference between knowing what's available and knowing what's right for you.
| Feature | DIY Apps | ThinkMoney Advisor |
|---|---|---|
| Personalised for your income & goals | ✗ Generic recommendations | ✓ Fully personalised |
| Explains why each fund was chosen | ✗ Algorithm, no explanation | ✓ Advisor walks you through |
| Adjusts plan when life changes | ✗ You have to do it yourself | ✓ Proactive reviews |
| Behaviour coaching during market falls | ✗ You're on your own | ✓ Advisor steadies you |
| Tax optimisation built in | ✗ Rarely done | ✓ ELSS, LTCG planning |
| Cost to you | Varies | ✓ Free consultation |
From your first conversation to your first investment — our process is simple, transparent, and entirely focused on your goals.
You speak to a SEBI certified advisor. No sales pitch. We ask about your income, goals, existing investments, and timeline.
We map your risk appetite and link your goals to specific numbers — retirement corpus, child's education fund, home down payment.
Your advisor prepares a curated plan — specific funds, SIP amounts, allocation percentages — all built around your unique profile.
Life changes. Markets move. Your advisor checks in proactively to rebalance, course-correct, and ensure you're on schedule.
"We don't sell products.
We solve problems.
Yours specifically."
Every investor we speak to has a different story — a home to buy, a child to educate, a retirement to secure, or simply a fear of inflation eating their savings. We listen to that story first. The investment recommendation comes second.
We are not incentivised to sell specific funds. Our recommendation is based purely on what's right for your goals.
We explain every fund, every allocation, every fee. You understand exactly where your money is going and why.
Every SIP, every lump sum is linked to a goal. Investing with purpose creates discipline and better outcomes.
We're not a transaction. We're a relationship. Your advisor grows with you as your income and goals evolve.
Regulated. Accountable. Bound by fiduciary duty to put your interest above everything else.
Markets fall. We call you before you panic. Staying invested through volatility is where real wealth is made.
Your 25-year-old self needs a different plan from your 45-year-old self. Our advisors understand that. They meet you exactly where you are.
Time is your biggest asset. Even a small SIP started today can grow into a significant corpus over 20–25 years. Your advisor helps you build the habit — and the right foundation.
Home purchase, children's education, health cover — costs are multiplying. Your advisor builds a multi-goal investment strategy that tackles everything without leaving gaps.
At this level, mutual funds alone aren't enough. Our advisors open access to PMS and AIF strategies — actively managed, institutional-grade portfolios built for your wealth goals.
Protecting what you've built while ensuring it lasts 30 more years. Your advisor recalibrates your portfolio from growth to income generation — with tax efficiency at the core.
One conversation with a SEBI certified advisor can change how you think about money. It's free. There's no obligation. And it might be the best financial decision you make this year.
Mutual Fund investments are subject to market risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully. ThinkMoney is a SEBI Registered Investment Advisor. All recommendations are based on your individual risk profile and financial goals.